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UTSA Study Abroad & International Student Insurance

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Planning International Study in January? Don’t Forget Study Abroad Insurance

December 12, 2011 by DStie

Are you a student who is enrolling in a an international study program this coming January? January marks the start of a new semester, a new year, and for many students a new and exciting experience as they visit the U.S., England, Spain, France, or one of the world’s other top international study destinations. Your time spent overseas should be memorable, fulfilling, and valuable in terms of your personal development. However, in some instances, students find themselves challenged during their time abroad because of medical issues. Make sure this does not create a problem for you by investing in a study abroad insurance policy.

Students lead active, stressful lifestyles. Studying for tests, attending classes, spending hours in the library researching, and worrying about getting good grades can definitely take a toll on you mentally. And the more stressed you are, the more likely you are to get ill. In serious cases, that illness could lead to hospitalization.

Additionally, students find themselves in contact with new people all the time, which means being in contact with new and dangerous germs all the time. Think about it – you sit in classes which may have hundreds of other students (in the case of lecture halls), you may very well share living quarters with hundreds of other students (if you are staying in dormitories or apartments) and if you participate in social gatherings, sports, or clubs, you’re meeting new people all the time. So your chances of getting sick could rise simply from meeting more people.

You can’t prevent illness, but you can make sure you are equipped to have it treated in an affordable and convenient way. With a study abroad insurance policy, you will be able to get the highest quality medical care from an area healthcare provider whom you are comfortable with. That will assure you of peace of mind when it comes to both your health and your financial well-being.

Filed Under: UTSA Student Insurance

Purchase Evacuation Repatriation Insurance Online for Great Savings

December 5, 2011 by DStie

Are you a student, or the parent of a student who is considering buying evacuation repatriation insurance? If so, you are making a very wise move. This type of insurance could save you thousands of dollars if an incident occurs. And even if you never have to use it, the peace of mind you will enjoy by owning the policy is well worth the investment. However, do you know the best way to save on this type of plan? The answer is to make your purchase online.

As with so many other products and services, the internet not only makes it easy to buy evacuation repatriation insurance, it offers great money-saving opportunities as well. The biggest advantage it offers you the consumer is the chance to comparison shop policy prices. That alone can help you save a significant amount on your policy investment.

There are many different companies offering this type of insurance online, and most make it very easy to get quotes with no obligation to purchase. The more quotes you can get, the better price you will ultimately be able to find. So by spending just an hour or two online, you can gather many quotes and find the plan that offers the best price.

Additionally, the internet makes it easy to ensure that the plan you are buying has everything you need, which will also help you save money. Imagine investing in an insurance policy that did not cover every incident you needed covered. Then you would end up not only paying for the cost of your policy, but also the full cost of the incident itself. Most companies which sell this type of insurance online make the terms and exclusions very explicit, so you know right away what is and is not covered, saving you money over time.

Filed Under: UTSA Student Insurance

Students Heading Home for Thanksgiving Break Count on Insurance

November 28, 2011 by DStie

Thanksgiving break offers students attending American universities a much-anticipated break. For some students, this anticipation comes because of the fatigue of the school semester. They have been writing papers and taking tests for months, and a break is in order. For others, the break is all about a chance to return home. This can be especially welcome for international students. If you are studying in the U.S. but returning home for the break, make sure you have the benefit of international student insurance.

While international students typically enjoy their time spent studying in the United States, it is always nice to get back home. This is true even if it is for a few days. All universities will offer students at least the day of Thanksgiving off as well as the day after, giving them at minimum a 4 day weekend during which they can get away. Some schools may even offer extra days off leading up to the holiday.

Since anything can happen, including accidents, illness, and injury while traveling, it is imperative that students traveling to another country do so with the aid of international student insurance. this type of insurance offers the ability to obtain affordable high quality health care in countries other than the one you are residing in.

Imagine that you are flying back to your native country and your plane has to make an emergency landing in a country other than your own. During the course of the landing, you become injured and need medical assistance. With an international student insurance plan, the cost of obtaining the medical care you need should be inexpensive. But without it, you may be facing hundreds or possibly thousands of dollars in unforeseen fees. That is just one example of why this type of insurance is so important.

Filed Under: UTSA Student Insurance

How Can I Prepare for My Study Abroad Program?

November 21, 2011 by DStie

If you want to assure yourself of a truly memorable college experience, you should look into a study abroad program. These occur in a variety of countries and offer you the chance to educate yourself not only academically, but also personally. But before you begin your journey, make sure you take certain steps, such as buying study abroad insurance.

First, you will need to decide where you want to study. Some of the most popular countries for international students to visit are the United States, Spain, France, and England. Each of these countries has something different to offer. What might be appealing for you about one may not resonate with another student. You should seek out others who have traveled abroad to get their take on what made their experience great.

Another important thing to consider is where you will stay. Many students choose to stay in lodging that accomodates other students from their own country. They want the security that comes along with being around familiar people. However, you may find your experience is more enriching if you live amongst locals. Perhaps you can find a host family to stay with, or an apartment. Living with locals can be a challenge, but challenges can have great benefits – in this case personal development.

Finally, make sure your health and finances are protected by purchasing study abroad insurance. The policy you use in your home country will not be accepted in the country you study in. That means if you become ill or injured, you and your parents will be responsible for the full cost of treatment. A study abroad policy will ensure you can get the care you need at the most affordable rate possible.

 

Filed Under: UTSA Student Insurance

International Business Majors Trust Study Abroad Insurance While Learning Overseas

November 15, 2011 by DStie

Business has always been a popular major in universities, but over the last several years one specific area has really seen an increase in popularity – international business. The rate of globalization has rapidly increased recently, which helps fuel that interest. One of the best ways to learn about the nuances of international business is to participate in a study abroad program in another country. If this appeals to you, make sure that you invest in a study abroad insurance program during your travels.

Many students now aspire to careers in the realm of international business. Visiting other countries, living abroad, and interacting with people of different cultures is very exciting to these students. They also like the career growth potential. Having success overseas is a great way for one to improve his or her standing in the company as a whole right away, as global expansion is a huge priority for many companies. If you can lead the charge of a successful expansion, you’ll be much better off going forward.

This push towards globalization is fueled in large part by technology, especially the internet. The internet has made it much easier for companies to do business in other countries. It allows them to set up web site to sell in countries they could have never afforded to build brick and mortar locations in. It allows them to locate inexpensive offshore labor that permits the development of projects they otherwise might not be able to fund. And it makes it easier to manage inventory and other data as well across global channels.

If your journey to an international business or international marketing degree leads you overseas, then a study abroad insurance program will prove quite valuable. It will make it easy for you to get affordable medical treatment while overseas. This allows you to keep your focus where it should be – on your studies!

Filed Under: UTSA Student Insurance

Choose Study Abroad Insurance for Your Semester Abroad

November 7, 2011 by DStie

Are you looking for ways to get more out of your college education experience? Then one option you might be interested in is studying in a foreign country. Many schools offer study abroad programs at top schools in France, Spain, England, and other nations. This can be an excellent way to develop yourself personally through exposure to new cultures. Just be sure that if you embark on an adventure like this, you are doing so with the protection of study abroad insurance.

A study abroad insurance plan can offer you help in many different types of situations. For instance, imagine you become ill while you are attending university overseas. How would you pay for medical treatment? Without insurance, getting the flu or even a simple cold treated could cost you hundreds of dollars.

Think about injuries too.  If icy weather conditions caused you to slip, fall, and sprain an ankle, you would want to have access to affordable medical care. Without the right insurance plan on hand, your emergency room visit to ensure the ankle is not broken could cost thousands of dollars in medical bills.

Students lead active lifestyles. They are always meeting new people and often participate in sports and other activities. Additionally, they may be under more stress than other people, as they worry about tests, papers, and quizzes. These factors combine to heighten a student’s risk for injury and illness. That is why, if you want to save money, you need to make sure you have proper insurance in place.

Filed Under: UTSA Student Insurance

How Can I Get the Best Price on International Student Insurance?

October 31, 2011 by DStie

If you are considering spending a semester or more studying internationally, you will definitely want to make sure you invest in international student insurance. This type of coverage offers important measures of financial protection that keeps students and their parents from incurring unnecessary costs. However, while you may know how important it is, do you know how to shop for it to find the best price?

First off, make a list of all the variables that might impact the cost of your policy. How old are you? Where will you be studying? How long will you be staying there? These are all common questions asked on student insurance applications. How much coverage do you want, how much are you willing to pay for a deductible, and what sort of protection are you looking for are other important things to ask as you research prices on policies.

Next, start your search online. You will find no shortage of providers online. And most are willing to share prices quite liberally. You may find prices published immediately online, or you may be able to answer a few questions and get a free no-obligation quote. This makes it easy to get many different prices quickly and find the best one.

Finally, go a bit beyond the price. Make sure that as you compare two or more policies that they are including the same features. If you buy a policy only to find out something you need covered isn’t, then what seemed like a low international student insurance price could actually be quite expensive as you pay full price for the rest of your medical treatment.

Filed Under: UTSA Student Insurance

Prepare for Extreme Circumstances with Medical Evacuation Repatriation Insurance

October 21, 2011 by DStie

When you study abroad, it is important to have contingency plans in place for every type of problematic scenario. From something small like getting a cold treated to something large like knowing what to do in case of an emergency, it is important to have procedures outlined so you can act quickly when the need arises. To that end, you should make certain that during your time studying abroad you enjoy the benefits of medical evacuation and repatriation insurance.

This type of plan is available to a wide spectrum of traveling students. Anyone under 65 years of age may apply. It is eligible not only to the students themselves but also to a student’s spouse or their family. So if you have a wife and children who come abroad with you, you can rest assured that they too can be protected during dire circumstances.

Since different types of study programs have different parameters, different increments of coverage are available. You can buy this type of coverage for 3, 6, or 12 months. It includes up to $100,000 for medical evacuation costs, as well as $20,000 for repatriation fees. Medical coverage is not included in the package, but there is up to $100,000 in accidental death coverage available.

You can easily find a plan like this by searching online. Upon finding a plan, you can request a quote and even make your purchase. This ease of use helps make a medical evacuation and repatriation policy a great addition to any international student’s portfolio of travel protection.

Filed Under: UTSA Student Insurance

Cold and Flu Season Makes International Students Appreciate Study Abroad Insurance

October 14, 2011 by DStie

Cold and flu season is striking and no one knows that as well as college students on campuses across America. For resident students, the illness cause by the flu is no big deal, as they can use the insurance policy provided by their parents to get the medical treatment they need. But for international students, having a study abroad insurance policy is critical to maintaining their health this time of year.

As you probably know, the United States requires that all residents and visitors provide their own medical insurance in order to obtain affordable coverage. Without it, even the most routine doctor’s visits might leave you on the hook for hundreds of dollars in medical bills.

For students, this is especially problematic for two reasons. First of all, students have little or not money to spend on something like this. Most international students do not have jobs while studying abroad, so suddenly being faced with hundreds or thousands of dollars in medical expenses is quite an unwelcome scenario,

Second, students by nature are exposed to more germs than most people. They are surrounded by thousands of people each day on college campuses and are exposed to a new batch of people each class. They share many common areas such as bathroom facilities, cafeterias, and dormitories, leaving them in contact with all kinds of germs. With a heightened risk of the flu or colds and less financial resources with which to pay for medical care, study abroad insurance becomes even more important.

Filed Under: UTSA Student Insurance

Spanish Exchange Students Find Great International Student Insurance Deals Online

October 4, 2011 by DStie

Each semester, students from Spain come to the United States to study at American universities. This offers them a chance to enjoy new surroundings, learn about American culture, and to broaden their educational horizons under some of the country’s best professors. Trips like this require quite a bit of preparation, not the least of which is purchasing international student insurance. To make sure you get the best deal on the best policy, start your purchase process off online.

One reason it is a good idea to buy international student insurance online is that it gives you the chance to review policy details carefully and at your own pace. Why is this so important? Because the last thing you want is to buy a policy only to find that the types of treatment you will need are not covered. By purchasing online, you can read the terms and conditions and exclusions of each policy at your leisure and in full detail.

Another strong benefit of using the internet for this process is the ability to quickly request quotes from multiple providers. Many providers offer instant quote functionality on their web sites, while others will email you a quote a little later. In either case, simply filling out a form with some basic information about the person the policy that is all you need to get started.

The internet makes it simpler than ever to get your student insurance plan. By offering you explicit details about the plan you are considering for purchase, it is very easy to ensure the items you need covered will in fact be covered. And by offering simple comparison shopping, the internet allows you to get the very best price possible, making it your ideal starting point.

Filed Under: UTSA Student Insurance
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